Practice Areas


Our Jacksonville bankruptcy lawyers know the landscape and will consult with clients every step of the way on Chapter 11, Chapter 7, and Chapter 13 filings and cases. We have the experience and skill to navigate the most complex of business bankruptcy and individual bankruptcy cases and work hard to ensure the best possible outcome for our clients.

Business Law

Our knowledgeable team of Business Law attorneys assist Jacksonville businesses with all aspects of transactions and disputes. From entrepreneurs to large corporations, we aggressively represent our clients and protect their rights.

Real Estate Law

Providing comprehensive real estate law solutions to the Jacksonville community has always been a top priority for our firm. We handle all aspects of commercial real estate transactions and our seasoned team of attorneys strive to get results.

Foreclosure Defense

Focusing on protecting a homeowner’s rights against foreclosure is a critical aspect of foreclosure defense. We offer practical, personalized solutions to our clients that fit their unique situation and financial needs.

Attorney Blog


Deficiency Judgment: You May Owe More than Your Home

If you’re like most people, when you hear the word foreclosure you think of the loss of a home.  But when a foreclosure action is instituted against borrowers who own an underwater home, there’s also »

Firm News


Blake Trueblood Interviewed on Marijuana Legality in Indian Country

Blake Trueblood, one of MTA’s partner attorneys, was interviewed by KFI Radio on the topic of marijuana legality and economic development in Indian Country. The conversation centered around a recent »

Frequently Asked Questions

I have been served with a foreclosure Summons and Complaint, can I keep my home?

Whether or not you will be able to keep your home depends on many factors, including your home’s current value, amount that you owe on your home, your income, your bank’s financial position, financial markets and time. Being proactive in addressing foreclosure by contacting our Jacksonville bankruptcy lawyers immediately is the most important factor that you can control. 

Do you offer flexible payment options?

Yes. For Chapter 13 bankruptcies, a large portion of the attorneys’ fees can paid on a monthly basis through the Chapter 13 Plan of Reorganization. For Chapter 7 cases Mearkle | Trueblood | Adam is able to offer a flexible payment plan which divides the total attorneys’ fees into six affordable monthly payments.

What is the automatic stay and how will it affect me?

The automatic stay is a powerful protection against collection activities of creditors provided by the United States Bankruptcy Code. Basically, the automatic stay prevents creditors from attempting or continuing to collect on debts without first getting permission from the Bankruptcy Court. The automatic stay protection is effective the moment that your bankruptcy petition is filed.  Once your bankruptcy petition is filed wage garnishments and harassing phone calls will immediately stop.

Do I qualify for a Chapter 7?

Our experienced Jacksonville bankruptcy lawyers can help determine whether you qualify for a chapter 7 bankruptcy.  Eligibility for a chapter 7 will be determined by family income, household size and other considerations.  In order to qualify to file chapter 7 bankruptcy, you must have a household income that is below the Florida median income for their family size. Alternatively, you must have expenses that would allow them to qualify by passing what is called the means test.

Our Bankruptcy Services

Strategic Corporate Debt Reorganization

Jacksonville Bankruptcy Lawyers

Jacksonville Bankruptcy Lawyers – Business Chapter 11

Through a reorganization plan, our Jacksonville bankruptcy lawyers can help you restructure your debt to save your business.  In many cases, a reorganization plan can lower interest rates, reduce principal, and extend payment terms. Under Chapter 11, a business can restructure its finances through a plan of reorganization approved by the Bankruptcy Court. Our Jacksonville bankruptcy lawyers focus on helping businesses successfully formulate and execute these plans.With so many protections available, many debtors ask our Jacksonville bankruptcy lawyers how they will get creditors to agree to reduce their debts and approve a plan of reorganization. Simply put, it’s usually in the best interest of the creditors.

Financial Fresh Start

Jacksonville Bankruptcy Lawyers – Chapter 7

Jacksonville Bankruptcy Lawyers

A chapter 7 bankruptcy is the most common type of bankruptcy filed by individuals seeking relief from overwhelming debt. It is often referred to as a “liquidation” proceeding or a “fresh start” bankruptcy. The primary benefit offered by chapter 7 bankruptcy is that an individual’s debts can be completely discharged or wiped-out.  The Chapter 7 discharge applies to most if not all an individual or business’s unsecured debt, including credit cards, medical bills, and payday loans.

The Jacksonville bankruptcy lawyers at Mearkle | Trueblood | Adam stand ready to assist you in filing for protection under chapter 7.

Once your Chapter 7 Petition is filed by our Jacksonville bankruptcy lawyers,  wage garnishments and harassing phone calls will immediately stop.

Personal Reorganizations

Jacksonville Bankruptcy Lawyers – Personal Chapter 11 & Chapter 13

Jacksonville Bankruptcy Lawyers

Perhaps the greatest advantage for an individual debtor in a Chapter 11 cases is the ability for our Jacksonville bankruptcy lawyers to  cramdown the principal and interest on property which is not the debtor’s primary place of residence. A cramdown can be applied to rental, commercial, and personal property to compel the lender to reduce the principal balance of the loan to the current fair market value of the property and reduce the interest rate to the prevailing industry rate. This option is extremely valuable for individuals holding underwater second homes (especially rental properties, like condominiums)

Through a Chapter 13 bankruptcy, our Jacksonville bankruptcy lawyers attempt to stop lenders from taking your home through foreclosure. You can also keep your hard-earned assets and pay debts over time in smaller amounts.